Your credit scores can even come into play when it comes to things like renting an apartment or applying for a job. Lenders may use your credit scores to help decide whether to approve you for credit and what terms to offer you. And working on improving your credit scores can help set you up for a brighter financial future. It won’t erase your debt, and it doesn’t always make it less expensive.Ĭredit can be a major part of financial health. Keep in mind that there may be fees associated with debt consolidation. It can help you simplify your payments and may also help you save on interest.
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